I’m 33 and am embarking on a pretty huge journey with my family — homeownership.
And it’s a very exciting and terrifying thing. I usually feel at least moderately smart and with it holding my own in a variety of conversations and settings. But throw out terms like PMI, inspections, APR and escrow and my insides start to get all squiggly, my head hurts and my eyes water.
But we got “preapproved” for an amount that was above what we were shooting for, a pleasant surprise, and we have started the hunt!
We went from talking about really wanting to buy a house a few weeks ago to going to a few open houses on Sunday to now having a Realtor, mortgage company and giant loan today.
Tomorrow we are going to go on a house visiting blitz with our trusty Realtor after depositing the munchkin off with his grandma. I’ve decided it will make the whole process A LOT smoother. We’ll let him put in his two cents after we’ve narrowed the field down a bit.
I know at 33, most of my peers may already be on house number two or maybe even three; we are late to the party. But I’ve been so transient for the past decade or so — 11 cities, six states, two countries — that homeownership really didn’t make sense. We’ve decided that Evansville is going to be home and our family needs a place to really settle into.
I’m stoked but also may throw up in a closet from all this anxiety.
What do you wish you would have done differently when you bought your first home? What one thing do we need to watch out for? Give me your best home buying advice!